APA Style

Schaeffer, M, S. (2007). New Payment World: A Manager\'s Guide to Creating an Efficient Payment Process . Hoboken, New Jersey: John Wiley & Sons, Inc.

MLA Style

Schaeffer, Mary, S.. "New Payment World: A Manager\'s Guide to Creating an Efficient Payment Process". Hoboken, New Jersey: John Wiley & Sons, Inc, 2007. Text.